Conversational AI · AI Agents Pricing Partnership Company Contact Sales
Agentic AI for Insurance

Orchestrate The Full Policyholder Journey, On Every Channel

Nuacem AI automates policy servicing, accelerates claims, empowers advisors and engages customers end-to-end - reasoning over your core systems and closing the loop autonomously, at enterprise scale.

60%
Faster Claims
3x
Quote-to-Policy
40%
Lower Servicing Cost
24/7
Policyholder Care
Insurance policyholder engagement AI illustration
−60%
Claims Cycle Time
+31%
Renewal Rate
Trusted by leading insurers, banks & financial brands
Chola
TVS Credit
Mastertrust
Way2Wealth
Namdev Finvest
Emkay
APAC Financial
Margadarsi
Choice
Aadhar
The Insurance Experience Gap

Policyholder Expectations Outpace Legacy Operations

Customers expect instant quotes, effortless claims and answers on any channel. Forms, call queues and disconnected systems create friction - driving drop-off, high servicing costs and lapsed policies.

Slow Claims Cycles

Manual FNOL, document chase and status calls stretch settlement times and frustrate policyholders.

Complex Onboarding

Lengthy KYC, forms and underwriting steps stall quote-to-policy conversion.

Fragmented Journeys

Quoting, servicing, claims and payments live in silos with no shared policyholder context.

Policy Lapses

Missed renewals and premium reminders quietly erode retention and lifetime value.

Access & Language

Policyholders across regions and languages struggle with jargon-heavy self-service.

Fraud & Compliance

Sensitive financial data and fraud risk demand governance generic bots cannot meet.

Agentic AI, Not Chatbots

From First Notice Of Loss To Settlement

Nuacem AI understands policyholder intent, reasons over your core systems, takes secure action and closes the loop - escalating to underwriters and adjusters with full context whenever judgement is needed.

  • Understands intent across 56+ languages & dialects
  • Reasons over policy, coverage, eligibility & risk
  • Acts across PAS, claims, CRM & payment systems
  • Escalates to underwriters & adjusters with full context
See It In Action
Autonomous Resolution · Motor Claim (FNOL)
1

Understand

"I had a car accident, need to file a claim" - intent, policy & loss type detected.

2

Reason

Verifies coverage, checks policy status & assesses claim eligibility.

3

Act

Registers the FNOL, collects photos & schedules a survey inspection.

4

Resolve

Shares the claim number & sends live status updates on WhatsApp.

Insurance Lifecycle

One Intelligent Loop, Across The Policy Journey

Nuacem AI orchestrates every stage of the policyholder journey on a single agentic platform.

01

Discover

Find the right plan & coverage.

02

Quote

Instant premium & plan comparison.

03

Purchase

Digital buy & premium payment.

04

Onboard

Digital KYC & policy issuance.

05

Service

Coverage, endorsements & support.

06

Claim

FNOL, documents & settlement.

07

Renew

Reminders & one-tap renewal.

08

Retain

Cross-sell, upsell & loyalty.

AI Agent Ecosystem

A Team Of Specialist Insurance Agents

One orchestrator routes each policyholder request to the right specialist agent - in parallel, with shared, secure context.

PH "File a claim for my accident and tell me what my policy covers."
Orchestrator

Nuacem Agentic Core

Interprets intent, plans multi-step actions & delegates to specialist insurance agents.

Claims Agent

FNOL, documents & settlement tracking
Working

Quote Agent

Premium calc & plan comparison
Working

Policy Agent

Coverage, endorsements & servicing
Resolved

Underwriting Agent

Risk, eligibility & approvals
Queued
Claim registered, coverage verified & survey scheduled - resolved in under a minute, no hold time required.
Conversation Journeys

Watch The Agent Quote, Service & Settle, Step By Step

Every conversation pairs a real policyholder chat with the reasoning the agent runs behind it.

Get a quote
WhatsApp · Nuacem AI Agent
I want health cover for my family of four.
Nuacem AI
Here are 3 plans matched to your family. The Gold plan covers ₹10L at ₹1,250/mo. Compare?
Yes, go with Gold.
Nuacem AI
Great choice ✅ I've pre-filled your details. Complete KYC & pay to issue instantly.
How the agent thinks
Quote & buy
Understand

Detects product intent, cover & family profile.

INTENT
Calculate

Runs premium calc & ranks matching plans.

RATING
Recommend

Compares coverage & suggests best fit.

ADVISORY
Issue

Collects KYC, payment & issues the policy.

FULFILMENT
File a claim
WhatsApp · Nuacem AI Agent
I had a car accident and need to claim.
Nuacem AI
I'm sorry to hear that. I've verified your Motor policy is active. Please share 3 photos of the damage.
Sent the photos.
Nuacem AI
Claim CLM-48213 registered ✅ Surveyor scheduled for tomorrow 11 AM. I'll track status here.
How the agent thinks
Claims (FNOL)
Understand

Detects loss type, policy & urgency.

INTENT
Verify

Confirms coverage & policy status.

ELIGIBILITY
Act

Registers FNOL & schedules survey.

CLAIMS
Track

Shares claim number & live status.

STATUS
Policy servicing
WhatsApp · Nuacem AI Agent
Does my policy cover dental?
Nuacem AI
Your plan covers dental up to ₹25,000/yr after a 90-day wait. Want to add maternity cover too?
Yes, add maternity.
Nuacem AI
Endorsement applied ✅ Updated policy PDF sent. Premium adjusts by ₹180/mo from next cycle.
How the agent thinks
Policy servicing
Understand

Captures coverage question & policy.

INTENT
Look up

Reads benefits, waiting periods & limits.

POLICY
Act

Applies endorsement & regenerates docs.

ENDORSEMENT
Confirm

Sends updated policy & premium change.

CONFIRM
Premium renewal
WhatsApp · Nuacem AI Agent
Nuacem AI
Your motor policy expires in 7 days. Renew now at ₹8,400 with a 5% no-claim bonus?
Yes, renew it.
Nuacem AI
Renewed ✅ New policy is active from next week. Receipt & policy PDF sent to you.
How the agent thinks
Renewal
Anticipate

Detects upcoming expiry proactively.

TRIGGER
Price

Applies no-claim bonus & recalculates.

RATING
Collect

Takes secure payment & renews cover.

PAYMENT
Confirm

Issues renewed policy & receipt.

CONFIRM
Intelligent Policy Assistant

A Policy Companion In Every Conversation

Nuacem AI guides policyholders from question to resolution - quoting cover, servicing policies and answering questions conversationally, in their language, around the clock.

  • Conversational quotes & digital policy purchase
  • Coverage, endorsements & document access
  • Premium payment & renewal reminders
  • Instant handoff to advisors with full context
See the Assistant
Nuacem AI · Policy AssistantWhatsApp
I want to add my new bike to my policy.
Nuacem AI
I can add it as a new Motor cover. Comprehensive is ₹4,200/yr including zero-dep. Proceed?
Yes, add comprehensive.
Endorsement applied · policy PDF sent
Nuacem AI
Added ✅ Your bike is covered from today. Want me to set a renewal reminder?
Insurance advisor video consultation
Voice, Video & Advisor Assist

Human Expertise, AI-Amplified

Turn voice and video into intelligent, connected service - AI-assisted intake, live advisor consultation and automated follow-up, with real-time agent assist on every interaction.

  • AI-powered voice IVR & call-center automation
  • Video-based assistance & guided KYC
  • Real-time agent assist with next-best-action
  • Seamless handoff to advisors & brokers
Explore Video CX
Omnichannel Policyholder Engagement

One Policyholder, Every Channel, One Record

Conversations move seamlessly across messaging, voice, video and web - with a shared Customer 360 and secure memory that never resets.

WhatsApp
RCS & SMS
Voice IVR
Video Assist
Web & App
Advisor & Broker

Enquires on the web

"Compare health plans for my family" - starts in web chat.

Buys on WhatsApp

Agent quotes, collects KYC & issues the policy.

Serviced & retained

Claims tracked, Customer 360 updated across systems.

Insurance Use Cases

Purpose-Built For Every Policyholder Moment

From first quote to claim and renewal - automated across the full insurance surface.

Policy Discovery

Guided plan & coverage discovery.

Automated

Quote Generation

Instant premium calculation.

Automated

Plan Comparison

Side-by-side benefit comparison.

Automated

Digital Policy Purchase

End-to-end buy & issuance.

Automated

Digital KYC

Secure identity & consent capture.

Automated

Document Collection

Guided upload & verification.

Automated

Premium Payment

Secure pay & auto-debit setup.

Automated

Policy Issuance

Instant digital policy delivery.

Automated

Coverage Assistance

Benefits & exclusions explained.

Automated

Claims Intimation (FNOL)

Guided first notice of loss.

Automated

Claims Status Tracking

Real-time settlement updates.

Automated

Survey Scheduling

Surveyor & inspection booking.

Automated

Renewal Reminders

Proactive renewal nudges.

Automated

Cross-sell & Upsell

Contextual add-on offers.

Automated

Advisor & Broker Assist

Real-time next-best-action.

Automated

Feedback & Surveys

Automated CSAT & NPS capture.

Automated
Enterprise Integrations

Plugs Into Your Core Insurance Stack

Pre-built connectors and open APIs link Nuacem AI to the systems that run your business.

Policy Admin (PAS)

Guidewire, Duck Creek & core PAS

Claims Management

Claims & settlement platforms

CRM & Sales

Salesforce, MS Dynamics & more

Payment Platforms

Gateways, auto-debit & wallets

Document Management

DMS, e-sign & policy repositories

APIs & Webhooks

Secure REST, events & SDKs

ISO 27001Information security
SOC 2 Type IIAudited controls
GDPR & DPDPData privacy aligned
Enterprise ScaleMillions of policies
Meta Business PartnerOfficial WhatsApp API

Ready To Orchestrate The Policyholder Journey?

Talk to our enterprise team. We'll map Nuacem AI to your policy, claims & servicing journeys and core systems - securely, and get you to value fast.